• Personal Loans
  • Vehicle Finance
  • Debt Consolidation
  • Guides & Insights
APPLY NOW
APPLY NOW

Personal Loans

Pick a category
Featured
  • 01
  • 02
  • 03

Posted in Guides and Insights

When to use your financial tools (and when not to)

Cash, EFTPOS, credit cards, debit cards, personal loans…you have a swath of financial tools at your fingertips, but it’s important to know the best situations to use them in and when not to.

Read more

7 minutes

3 easy steps to make a budget

It’s a boring word, but having a simple budget can give your finances a massive boost, and have you feeling pretty chuffed with yourself.

Read more

6 minutes

4 ways a Personal Loan could make your life better

There are times when a Personal Loan could help you save money and help make your life a bit better

Read more

5 minutes

Posted in Guides and Insights

Tips for planning a wedding in a pandemic

Planning a wedding in the current climate is risky to say the least, but there are steps you can take to push ahead while managing the risks. See our tips here.

Read more

5 Minutes

Posted in Guides and Insights

Read more
Read more
Terminology

Drawdown

Another type of disbursement, this is the portion of the mortgage paid by the bank on settlement day.

More terminology
Read more
Read more
Read more
Read more
Read more
Read more

Useful links

Posted in Guides and Insights

Read more
  • Loan Types
  • Personal Loan
  • Debt Consolidation Loans
  • Vehicle Finance
  • Important Information
  • Privacy Policy
  • Verifying Your Income
  • Disclosure Statement

¹All approvals are subject to responsible lending inquiries. If you sign your loan contracts before 3:00 pm on a weekday, you will receive the funds on the same day. While bank processing times differ, funds usually show up in your account by early evening.

²Annual Interest Rate (AIR) and Annual Percentage Rate (APR): Unsecured interest rates range from 13.90% p.a. to 23.90% p.a.

³Minimum and Maximum Repayment Terms: Repayment terms range from 1 year to 5 years.

⁴Fees: Where Lending People is the creditor, we charge a $174 establishment fee. Lending People does not charge a monthly fee or early repayment fee. Where another provider is the creditor, provider-specific establishment fees, monthly fees, and early repayment fees may apply.

⁵Terms and Conditions: Our services are provided in accordance with our Application Terms & Conditions.

Representative Example of the Total Cost of a Loan: If you borrow $10,000 over a repayment term of 36 months at an AIR of 14.95% p.a., your total repayments will be $12,631.60 (made up of $10,000 principal, a $174 establishment fee, and interest charges of $2,457.60). This example is based on amortised scheduled weekly repayments with a fixed interest rate for the term of the loan.

© The Lending People Limited Trading as Lending People (FSP240365) holds a license issued by the Financial Markets Authority (FMA) to provide financial advice services. Click here to view our Disclosure Statement.