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Posted in Vehicle Loans

Explore your car loan options before stepping into the car yard.

Know your options when it comes to taking out a car loan.

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2 Minutes

Understanding your credit card’s ‘interest free’ period

If you’re not careful, that period won’t be as interest free as you think – here’s why

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8 minutes

Posted in Vehicle Loans

5 easy car maintenance checks you should do before driving

We’re coming up to the long weekend. If you’re heading off in the car, here are 5 easy maintenance checks you should do beforehand (and on a consistent basis).

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6 minutes

Posted in Vehicle Loans

Legend or lemon? What to look for when buying a car

In the market for a new car? It’s a big investment, especially if you’re getting a car loan. How do you know if you’re buying a good one? Follow our checklist here.

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4 Minutes

Posted in Vehicle Loans

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Terminology

Utilities

Services like gas, electricity, water, internet, and waste management that are all made available to the occupants of a development.

More terminology

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Posted in Vehicle Loans

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Posted in Vehicle Loans

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¹If you sign your loan contracts before 3:00 pm on a weekday, you will receive the funds on the same day. While bank processing times differ, funds usually show up in your account by early evening.

²Annual Interest Rate (AIR) and Annual Percentage Rate (APR): Unsecured interest rates range from 13.90% p.a. to 23.90% p.a.

³Minimum and Maximum Repayment Terms: Repayment terms range from 1 year to 5 years.

⁴Fees: Where Lending People is the creditor, we charge a $174 establishment fee. Lending People does not charge a monthly fee or early repayment fee. Where another provider is the creditor, provider-specific establishment fees, monthly fees, and early repayment fees may apply.

⁵Terms and Conditions: Our services are provided in accordance with our Application Terms & Conditions. All approvals are subject to credit criteria and responsible lending requirements. The loan amount and interest rate offered will depend on your circumstances, the type of lending required, and the security (if any) provided. Fees, terms, and conditions apply.

Representative Example of the Total Cost of a Loan: If you borrow $10,000 over a repayment term of 36 months at an AIR of 14.95% p.a., your total repayments will be $12,631.60 (made up of $10,000 principal, a $174 establishment fee, and interest charges of $2,457.60). This example is based on amortised scheduled weekly repayments with a fixed interest rate for the term of the loan.

© The Lending People Limited Trading as Lending People (FSP240365) holds a license issued by the Financial Markets Authority (FMA) to provide financial advice services. Click here to view our Disclosure Statement.