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Assisting possibilities

It’s our simple ambition to make lending a breeze, backing Kiwis in creating a brighter future because you can’t put a price on possibilities.

Why Lending PeopleOur BoardCareersReviews

People are our heart.

We put people at the centre of everything we do. Intuitive technology supported by excellent customer service and expert advice ensures we provide outcomes tailored to our customer's needs and aspirations. We listen, understand and treat everyone equally with the same respect – this forms trust, builds loyalty and galvanises relationships.

We love technology.

Not to be a substitute for humans but to enhance the customer experience. It's the seamless blend of high-tech and high-touch that delivers clarity and more immediate outcomes while ensuring a sense of security, urgency and control.

We’re honest and straight up.

We owe it to our customers, our team members, and business partners to be honest to ourselves in who we are. We provide clarity by keeping it simple, free of smoke and mirrors. Trust is built on a foundation of honesty, not jargon or industry-speak. We make it refreshing and enjoy the simple pleasure of helping.

We’re excellence driven.

We want to be the best. We don't accept the status quo. We challenge and strive to find new and better ways to serve people to help achieve their ambitions.

Do you love assisting too?

If lending a hand comes naturally to you, and you want to join our fantastic team, check out some of the roles that might be available!

View Available Career Opportunities
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  • Disclosure Statement

¹If you sign your loan contracts before 3:00 pm on a weekday, you will receive the funds on the same day. While bank processing times differ, funds usually show up in your account by early evening.

²Annual Interest Rate (AIR) and Annual Percentage Rate (APR): Unsecured interest rates range from 13.90% p.a. to 23.90% p.a.

³Minimum and Maximum Repayment Terms: Repayment terms range from 1 year to 5 years.

⁴Fees: Where Lending People is the creditor, we charge a $174 establishment fee. Lending People does not charge a monthly fee or early repayment fee. Where another provider is the creditor, provider-specific establishment fees, monthly fees, and early repayment fees may apply.

⁵Terms and Conditions: Our services are provided in accordance with our Application Terms & Conditions. All approvals are subject to credit criteria and responsible lending requirements. The loan amount and interest rate offered will depend on your circumstances, the type of lending required, and the security (if any) provided. Fees, terms, and conditions apply.

Representative Example of the Total Cost of a Loan: If you borrow $10,000 over a repayment term of 36 months at an AIR of 14.95% p.a., your total repayments will be $12,631.60 (made up of $10,000 principal, a $174 establishment fee, and interest charges of $2,457.60). This example is based on amortised scheduled weekly repayments with a fixed interest rate for the term of the loan.

© The Lending People Limited Trading as Lending People (FSP240365) holds a license issued by the Financial Markets Authority (FMA) to provide financial advice services. Click here to view our Disclosure Statement.